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How to Book a Week in Belize

How to · Travel

How to Book a Week in Belize

A straightforward guide to planning your snorkeling getaway in Belize without breaking your monthly budget.

VoAtlas editorial Updated · 3 min read
Typical cost $3,000 before anything else
Across the 0% window $166.67/mo 18 months, no interest

How we got that: $3,000 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Belize in May or June is incredible. The water is warm, the crowds are thin, and the visibility for snorkeling near the barrier reef is at its best before the height of hurricane season. You can spend your mornings drifting over coral gardens and your afternoons relaxing on a quiet cay.

A trip like this usually runs around $3000. If you want to spread that cost out, the Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you turn that lump sum into manageable payments.

The 18-month window is a deadline, not a gift. If you still have a balance once those months are up, the bank will start charging interest on what is left, so stick to your payment plan.

The steps

  1. 01

    Book your flights

    Look for flights into Belize City early. Aim for May to get the best weather before the rainy season fully settles in. Use price alerts to find a window that fits your budget.

  2. 02

    Secure your stay

    Stay on Ambergris Caye or Caye Caulker for the easiest access to the reef. Booking directly with smaller lodges can often save you a bit compared to large resorts.

  3. 03

    Use your card

    Pay for your major travel expenses with the Citi Simplicity® Credit Card. With your 18-month intro window on purchases, you can break that $3000 cost into payments of $166.67 per month.

  4. 04

    Map your dives

    Research snorkel operators ahead of time. Hol Chan Marine Reserve is a must-see, so prioritize a trip there early in your stay.

  5. 05

    Set up autopay

    Since the card has an intro period, set up an automatic payment of $167 each month. This keeps you on track to clear the balance before your window closes.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is Belize safe for solo travelers?

It is generally welcoming, especially on the islands. Stick to well-traveled areas and keep your valuables secure like you would in any popular tourist spot.

Do I need a visa for Belize?

Most US citizens do not need a visa for short tourism stays. Just make sure your passport has at least six months of validity left before you fly.

What is the best way to get around the islands?

Golf carts and bicycles are the standard way to get around places like Ambergris Caye. You rarely need a car once you arrive at your destination.

What happens if I miss a payment?

Missing a payment can end your 0% rate early and trigger interest charges. Autopay is your best friend for avoiding this.