0% Intro APR for 15 months on purchases and b… Citi Strata℠ Card Calculators How we make money
VOATLAS
How to Book a Wildlife Trip to Costa Rica

How to · Travel

How to Book a Wildlife Trip to Costa Rica

See sloths and cloud forests in Costa Rica without breaking your budget by planning a smart shoulder-season trip.

VoAtlas editorial Updated · 3 min read
Typical cost $2,800 before anything else
Across the 0% window $155.56/mo 18 months, no interest

How we got that: $2,800 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Costa Rica is all about trade-offs between lush rainforests and downpours, but if you time it right, you get the best of both worlds. Booking your trip during the shoulder months of May or November means fewer crowds at the reserves in Monteverde and better odds of spotting wildlife without paying peak dry-season prices.

A typical trip runs around $2800 for flights, lodging, and a few guided hikes. Spreading that out over time makes it much easier to digest if you prefer not to drop the whole amount at once.

That intro window is a strict deadline, not free money, so make sure you have a plan to pay off the $2800. If any balance is still sitting there when the 18 months are up, you will get hit with interest on the whole original amount.

The steps

  1. 01

    Pick your shoulder window

    Aim for May or November to catch the transition months. You get lower prices on eco-lodges and parks aren't packed with tourists.

  2. 02

    Lock in your flights early

    Central America routes fluctuate a lot based on the season. Grab your tickets a few months out so you aren't stuck paying last-minute prices.

  3. 03

    Use the Citi Simplicity® Credit Card

    You get 0% for 18 months on purchases and balance transfers from date of account opening to help space out the $2800 cost.

  4. 04

    Set up your monthly target

    Dividing the total cost by your timeframe means you need to put aside $155.56 per month to clear the balance before time runs out.

  5. 05

    Book your guided tours

    Cloud forests and wildlife reserves are best seen with a local guide who can spot the tiny critters. Reserve your spots alongside your lodging.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is May a good time to visit Costa Rica?

Yes, May is the start of the green season. You get afternoon rain showers, but the forests are vibrant and wildlife is very active.

How much does a typical trip cost?

A standard trip usually lands around $2800 for flights, mid-range eco-lodges, transport, and a couple of guided tours.

What does 0% interest for 18 months mean?

It means you can pay off your purchases over 18 months without added interest charges, as long as you make your monthly payments on time.

What happens if I don't pay it off in time?

If you still have a balance left when the 18 months end, you will owe interest on the remaining amount. Keep an eye on the calendar so you avoid that.