0% for 18 months on purchases and balance tra… Citi Simplicity® Credit Card Calculators How we make money
VOATLAS
How to Book an Iceland Camper Trip

How to · Travel

How to Book an Iceland Camper Trip

See the northern lights and the Ring Road in late September without draining your checking account.

VoAtlas editorial Updated · 3 min read
Typical cost $4,000 before anything else
Across the 0% window $266.67/mo 15 months, no interest

How we got that: $4,000 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Late September is the sweet spot for Iceland. The summer crowds are gone, camper rental rates drop, and you have a real shot at seeing the northern lights dancing over the black sand beaches of the Ring Road. Driving yourself lets you pull over wherever the scenery hits you, waking up to views of glaciers and fjords without paying hotel prices.

A trip like this usually runs about $4000 for flights, gear, and camper rental. Dropping that much cash at once hurts, which is why some people use a 0% intro APR for 15 months on purchases and balance transfers to spread out the payments over time instead of paying it all upfront.

Keep in mind that the 0% intro APR for 15 months on purchases and balance transfers is a hard deadline, not free money. If you still have a remaining balance when those 15 months are up, the standard interest rate kicks in on what you owe.

The steps

  1. 01

    Book your camper van early

    September brings cheaper rental rates, but the best camper vans with heaters and 4WD still go fast. Lock in your vehicle first so you have a place to sleep and wheels for the Ring Road.

  2. 02

    Map your route and campsites

    Wild camping is illegal in Iceland, so you need to park at designated campsites each night. Plan your daily driving limits so you aren't rushing past waterfalls just to make curfew.

  3. 03

    Spread out the $4000 cost

    If you use the Discover it® Cash Back card, you get a 0% intro APR for 15 months on purchases and balance transfers. That breaks the $4000 total down into about $266.67 per month.

  4. 04

    Pack for all four seasons

    Icelandic weather changes by the hour in September. Bring waterproof layers, sturdy boots, and thermal sleeping gear because camper vans get chilly at night.

  5. 05

    Download offline maps and apps

    Cell service is good along the Ring Road, but dead zones happen in the fjords. Download offline maps and the Vedur app to track sudden windstorms and road closures.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Is driving the Ring Road hard in late September?

Weather can be unpredictable, with high winds and occasional early snow in the mountains. If you take your time and check road conditions daily, standard driving is manageable.

How does the 0% intro APR work?

It gives you a 15-month window to pay off your eligible purchases without adding interest charges. You just need to make sure the math works for your monthly budget.

Can I sleep anywhere in an Iceland camper?

No, you must stay at official campsites overnight. Fortunately, most are well-maintained and open through September.

What happens if I don't pay off the $4000 in 15 months?

Any remaining balance will start accruing interest at the standard variable purchase rate. You want that balance gone before the intro period expires.