0% for 12 months on purchases and 0% for 21 m… Citi® Diamond Preferred® Credit Card Calculators How we make money
VOATLAS
How to Book Costa Rica

How to · Travel

How to Book Costa Rica

See the rainforests as the rainy season starts, without wrecking your monthly budget.

Typical cost $2,200 before anything else
Across the 0% window $146.67/mo 15 months, no interest

How we got that: $2,200 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Costa Rica at the start of the rainy season means empty trails, afternoon downpours that cool the air, and lush green canopies coming alive. May kicks off this green season with lower prices and fewer crowds across the rainforests and national parks.

Spreading out the cost of a trip like this makes it easier to handle without draining your checking account all at once. We can use a structured repayment plan to keep things manageable.

That 0% intro window is a hard deadline, not free money, and any leftover balance when the 15 months end will get hit with regular interest.

The steps

  1. 01

    Pick your dates

    Aim for May to catch the start of the rainy season. Flights and jungle lodges cost less right as the seasonal shift begins.

  2. 02

    Lock in your bookings

    Add up your flights, lodging, and transport to get your total number. For a typical $2200 trip, you want that exact target in mind before you spend a dime.

  3. 03

    Use your card window

    Put the expenses on the Discover it® Cash Back, which gives you 0% intro APR for 15 months on purchases and balance transfers. This gives you time to pay for the trip over a longer stretch without extra interest adding to the bill.

  4. 04

    Set up automatic payments

    Divide your total cost by your repayment window. If you spread $2200 across the 15-month window, you get $146.67 per month. Automate that exact amount so you never miss a payment.

  5. 05

    Plan for the weather

    Pack light rain gear and quick-dry clothing for the afternoon showers. Mornings are usually clear, which leaves plenty of time for hiking.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

What is the weather actually like in May?

May brings morning sunshine followed by afternoon rain showers. The rainforests are vibrant, rivers run full, and you will deal with far fewer tourists than in the dry months.

How do I make sure the balance gets paid in time?

Set up an automatic monthly payment for at least your calculated monthly amount. Check your account statement regularly to ensure you stay on track before the 15 months run out.

What happens if I miss a payment?

Missing a payment can trigger late fees and might jeopardize your promotional rate. Always keep your automatic payments funded so you avoid unnecessary penalties.

Is a $2200 budget realistic for this trip?

That covers a solid mid-range trip including flights, lodging, and local transit during the shoulder season. Your actual total will depend on where you stay and what guided tours you book.