Graduation season gets busy fast, and good party entertainment fills up months in advance. Once you have your party date set, locking in your caricature artist early keeps you from paying last-minute rush fees or missing out entirely.
A typical artist costs about $400 for a few hours. If you want to save your cash for catering and decorations right now, you can break that entertainment bill down into small monthly payments over time.
A 0% intro rate is a helpful buffer, not free money. If you still have a balance when the 18 months end, regular interest rates will apply to whatever amount is left.