Imagine your guests wrapping their hands around warm lattes right on the dance floor just as the energy dips. Securing a mobile espresso bar for your reception takes a bit of coordination, and you will want to lock it in four to six months before peak wedding season hits so you do not lose your date.
Big wedding expenses sneak up fast because they all hit at the exact same time. When you break the total cost down into smaller chunks, you can keep your cash flow steady while checking off the big vendors.
Remember that a 0% intro window is a countdown clock, not free money. If you still have a balance left when those 15 months are up, standard interest will kick in on what you owe.