0% intro APR for 6 months on purchases Discover it Student Cash Back Calculators How we make money
VOATLAS
How to Buy an Ultrawide Gaming Monitor

How to · Tech

How to Buy an Ultrawide Gaming Monitor

Upgrade your desk once with a premium display and pay for it over time without interest.

Typical cost $900 before anything else
Across the 0% window $50.00/mo 18 months, no interest

How we got that: $900 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A high-end curved ultrawide monitor is a major desk upgrade that should last you at least five years. Don't rush into a purchase that you will need to replace because of poor build quality or outdated tech.

Tech brands usually refresh their lineups in early spring. Wait for holiday sales to target last year's flagship models, which often drop significantly in price while remaining top-tier performers.

That 18-month window is a deadline, not free money. If you have a balance remaining after the 18 months are up, the card will start charging you regular interest, which gets expensive quickly.

The steps

  1. 01

    Track the price

    Use a price history tracker to see if the monitor is actually on sale or just marked up before a discount. Stick to your $900 budget and ignore minor features that add nothing to your daily use.

  2. 02

    Use your card window

    The Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you break your $900 purchase into manageable pieces without paying extra fees.

  3. 03

    Set your payment

    Divide your total by 18 to get a monthly payment of $50.00. Set up an automatic payment for that amount so you never miss a deadline.

  4. 04

    Check the return policy

    High-end monitors sometimes have dead pixels or backlight bleed. Verify that the retailer allows for easy returns so you aren't stuck with a flawed panel.

  5. 05

    Clear the balance

    Treat your payment like a utility bill that must be paid every single month. If you pay off the full amount before the 18 months are up, you keep your cash in your own pocket longer.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Should I buy the newest model?

Usually no. Last year's model is often identical in specs but costs much less during holiday sales.

What happens if I miss a monthly payment?

You might lose your interest-free offer and get hit with a late fee. Always set up autopay to avoid this.

Is a curved monitor better than flat?

For ultrawide screens, yes. The curve helps your eyes see the edges of the display without you having to turn your head constantly.

Can I pay it off faster?

Yes, and you should. Paying it off earlier just frees up your monthly budget for other things.