0% intro APR for 6 months on purchases Discover it Student Cash Back Calculators How we make money
VOATLAS
How to Book a Dominican Republic Getaway

How to · Travel

How to Book a Dominican Republic Getaway

How to escape to the beaches of Punta Cana before hurricane season hits, without draining your savings all at once.

VoAtlas editorial Updated · 3 min read
Typical cost $3,200 before anything else
Across the 0% window $213.33/mo 15 months, no interest

How we got that: $3,200 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Late spring is the sweet spot for the Dominican Republic. You get warm Caribbean waters, quiet beaches, and lower prices right before the hurricane season starts in June. A week of lounging in Punta Cana usually runs about $3,200 for two people.

You don't need to drop all that cash today to lock in your flights and resort. By using the Discover it® Cash Back, you can spread the cost over more than a year. We can break this down into manageable monthly steps.

Remember, this isn't free money; it's a timed loan. If you still have a balance left when the 15 months end, the standard variable interest rate kicks in on whatever is left, which will quickly make your Caribbean trip much more expensive.

The steps

  1. 01

    Lock in your late spring dates

    Aim for May or early June. You'll beat the summer crowds and the heavy rain storms that start later in the summer. Keep your dates flexible by a day or two to find the cheapest flights.

  2. 02

    Use the right card

    The Discover it® Cash Back offers 0% intro APR for 15 months on purchases and balance transfers. This gives you a long runway to pay off the trip without interest eating into your budget.

  3. 03

    Book your flights and resort

    Put the flights and your hotel stay on the card to lock in the prices. At $3,200 total, you're looking at a very manageable chunk of change when spread out. Just make sure you don't buy more than you can actually afford to pay back.

  4. 04

    Set up your monthly payments

    Divide the $3,200 cost by your 15-month window. That comes out to exactly $213.33 per month. Set up auto-pay for this amount immediately so you don't have to think about it.

  5. 05

    Plan your pocket cash

    Local restaurants and excursions might require cash. Set aside a few hundred dollars in a standard checking account before you leave so you don't have to rely on high-fee ATMs at the resort.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

When is the best time to visit the Dominican Republic?

May and June offer the best balance of good weather and lower prices. You'll avoid the winter crowds and get home before the Atlantic hurricane season gets active.

Is the $3,200 budget realistic for two people?

Yes, it easily covers round-trip flights and a week at a highly-rated all-inclusive resort. Just keep an eye on extra excursions, which can bump up the total cost.

How does the 0% APR window work?

It means the card issuer won't charge you interest on your purchases for the first 15 months. You still have to make minimum monthly payments, and you should aim to pay the whole balance off before the period ends.

Can I use my credit card everywhere in the Dominican Republic?

Major resorts and established restaurants take cards easily. For street food, taxis, and tips, you'll want to keep some cash on hand.