Mid-week in November hits the sweet spot for New Orleans. The humidity drops, the holiday crowds haven't arrived yet, and you can actually hear the brass bands on Frenchmen Street without elbowing past tourists. Spend your days wandering the French Quarter, ducking into historic courtyards, and eating gumbo that’s been simmering since dawn.
A trip like this usually runs about $1500 for flights, a solid hotel, and plenty of good meals. You don't have to drain your checking account all at once to make it happen. Spreading the cost out over time lets you lock in your dates now and pay for the experience as you go.
That 0% window is a hard deadline, not free money. If you still have a balance left when those 18 months are up, the remaining amount will start racking up standard interest charges fast.