Montreal in early spring is all about warming up with fresh bagels in Mile End, lingering over late-night poutine, and walking off the heavy meals through the cobblestone streets of Old Port. The city thaws out slowly, the crowds are thin, and the restaurant scene feels a bit more local before the summer rush hits.
A typical trip runs about $1200 all in. Splitting that chunk of change over time makes it easier to swallow, but you need a clear line on how you are going to pay it back before you book your ticket.
Keep in mind that the intro window is a hard deadline, not free money. If you still have a balance left when those 15 months run out, interest will kick in on what is left.