How to · Travel
Get to the Bavarian markets and mountain views without a massive upfront hit to your savings.
How we got that: $2,400 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.
Munich in December is all about mulled wine, gingerbread, and glowing markets. You can catch a train into the Alps for a day to see the hills covered in snow.
We can make the $2400 cost feel a lot lighter. You can use the Citi Simplicity® Credit Card (Citi) to manage the spend.
Keep in mind the intro window is a deadline, not free money. If you haven't paid off the full amount by the time it ends, you'll start paying interest on what's left.
Secure your transatlantic flights by July. If you wait until closer to the holidays, you'll pay much more.
Use the local trains for day trips into the hills. They're reliable and easy to navigate from the city.
The Citi Simplicity® Credit Card (Citi) offers 0% for 18 months on purchases and balance transfers from date of account opening. This means you can pay $133.33 a month to cover the $2400.
Look for a place near the Marienplatz or a major station. It makes getting to markets and trains much simpler.
The weather changes fast between the city and the mountains. Bring warm gear so you aren't freezing at the stalls.
Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.
See Citi Simplicity® Credit Card terms →Aim to book by July. Transatlantic prices usually jump once the holiday season gets closer.
Most places take cards, but some small market stalls might prefer euros. It's smart to have a little on hand.
Not at all. The train system is solid and connects Munich to the surrounding mountains easily.
You'll owe interest on the remaining balance once the 0% period ends. Try to stick to that $133.33 monthly goal.