0% intro APR for 6 months on purchases Discover it Student Chrome Calculators How we make money
VOATLAS
How to Book a Trip to Colombia's Coffee Triangle

How to · Travel

How to Book a Trip to Colombia's Coffee Triangle

See how to handle the $2600 cost of Colombia's coffee region using a card term instead of emptying your savings.

Typical cost $2,600 before anything else
Across the 0% window $144.44/mo 18 months, no interest

How we got that: $2,600 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Mist hanging over wax palms, green hillsides covered in coffee bushes, and bright little mountain towns like Salento make Colombia's coffee triangle worth the trip. You want to aim for November seat sales to lock in the best airfare for the dry seasons ahead. When you go, you are waking up to some of the best coffee in the world and hiking through valleys filled with the tallest palm trees on earth.

A trip like this usually runs about $2600 for flights, places to stay, and getting around. Dropping that much at once hurts, so we need a plan to spread it out without paying extra.

Keep in mind that 0% intro windows are deadlines, not free money. If you still have a balance left when those 18 months are up, regular interest kicks in on what is left over.

The steps

  1. 01

    Catch the November seat sales

    Airlines drop prices on South American routes in November. Track flights to Pereira or Armenia now so you spot the exact week the sale hits. Book as soon as you see a good dip.

  2. 02

    Book your fincas and stays

    Skip the big chain hotels and stay in a working coffee farm, known as a finca. Book these a few months out since the best ones in Salento and Filandia fill up fast.

  3. 03

    Use your card term to spread the cost

    You can use the Citi Simplicity® Credit Card, which gives you 0% for 18 months on purchases and balance transfers from date of account opening. That lets you break that $2600 total into smaller chunks instead of paying it all today.

  4. 04

    Set up your monthly payment

    Take that $2600 total and divide it by the 18 months of your intro window. That comes out to $144.44 per month. Set up auto-pay for this exact amount so you never miss a beat.

  5. 05

    Book local transport in advance

    You will need jeeps and private drivers to get between the mountain towns and coffee farms. Sort out your airport transfers before you fly so you do not get stuck haggling with bags.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

When is the best time to visit Colombia's coffee triangle?

December to February and July to August are the driest months. Going during these times means better weather for hiking the Cocora Valley.

How do I get to the coffee region from the US?

Most flights connect through Bogota or Medellin before landing in Pereira or Armenia, which are the two main airports serving the coffee zone.

How much should I budget for daily expenses there?

Once flights and stays are paid for, food, coffee tours, and local jeeps are quite cheap. You can easily get by on $50 to $75 a day.

What happens if I cannot finish paying before the 18 months end?

The card company will start charging standard interest on whatever is left of your $2600 balance. That is why hitting that $144.44 monthly target matters.