Mist hanging over wax palms, green hillsides covered in coffee bushes, and bright little mountain towns like Salento make Colombia's coffee triangle worth the trip. You want to aim for November seat sales to lock in the best airfare for the dry seasons ahead. When you go, you are waking up to some of the best coffee in the world and hiking through valleys filled with the tallest palm trees on earth.
A trip like this usually runs about $2600 for flights, places to stay, and getting around. Dropping that much at once hurts, so we need a plan to spread it out without paying extra.
Keep in mind that 0% intro windows are deadlines, not free money. If you still have a balance left when those 18 months are up, regular interest kicks in on what is left over.