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How to Book a Trip to Greece

How to · Travel

How to Book a Trip to Greece

Plan your Greek island getaway for May, June, or September and pay for it over time.

Typical cost $700 before anything else
Across the 0% window $38.89/mo 18 months, no interest

How we got that: $700 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Greece in late spring or early fall is about warm water without the July crowds, long dinners as the sun sets over the Aegean, and empty paths through ancient ruins. May and June bring wildflowers and pleasant heat, while September offers warm sea temperatures and a slower pace after the summer rush.

A typical trip costs about $700 for the basics, and spreading that cost out can make it easier to manage alongside your regular bills. The Citi Simplicity® Credit Card gives you 0% for 18 months on purchases and balance transfers from date of account opening to help space out the payments.

That 18-month window is a hard deadline, not free money. If you still have a balance left when the 0% period ends, the remaining amount will start accruing high interest immediately.

The steps

  1. 01

    Pick your exact dates

    Aim for May, June, or September to get better weather and lower prices than July or August. Lock in your main travel weeks so you know the exact amount you need to cover.

  2. 02

    Book your flights early

    Transatlantic flights make up the biggest chunk of your budget. Set price alerts a few months out and book as soon as you see a fair fare.

  3. 03

    Set up your payment window

    The Citi Simplicity® Credit Card has a 0% for 18 months on purchases and balance transfers from date of account opening intro window on purchases. If you put the $700 trip on the card, spreading it evenly means paying $38.89 per month.

  4. 04

    Choose smaller guesthouses

    Look for family-run rooms or apartments instead of large resorts. You will usually get a better feel for the neighborhood and a much lower nightly rate.

  5. 05

    Pack light for island ferries

    You will likely take a few ferries between islands, and dragging massive bags across docks and up stairs is no fun. Keep it to one carry-on sized bag plus a backpack.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is September really better than July in Greece?

Yes. The weather is still warm enough for swimming, but the massive crowds have gone home. Accommodation prices also tend to drop once September hits.

How does the Citi Simplicity® Credit Card help with a $700 trip?

It gives you a 0% intro window on purchases for 18 months from account opening. That means you can pay off the $700 over time without paying interest, as long as you make the monthly payments.

What happens if I miss a monthly payment?

Missing a payment can trigger late fees and might cancel your 0% rate. Always set up autopay for at least the minimum amount so you stay on track.

How much should I budget beyond the basic $700?

The $700 usually covers your core transport and lodging baseline, but you still need cash for food, local ferries, and entry tickets to sites. Add a few hundred extra for daily spending so you are not stressed on the ground.