0% intro APR for 15 months on purchases and b… Discover it® Cash Back Calculators How we make money
VOATLAS
How to Book a Trip to Ireland

How to · Travel

How to Book a Trip to Ireland

A straightforward plan to handle the costs of your Dublin getaway during the January sales.

Typical cost $2,300 before anything else
Across the 0% window $127.78/mo 18 months, no interest

How we got that: $2,300 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Dublin is magic in the winter, especially when the city feels quiet and the pubs are glowing with peat fires. You can spend your days wandering through Trinity College or heading out to the cliffs for some of the most dramatic views in the world.

Booking during the January sales is your best bet for keeping costs low. If you are looking to pay for that $2300 price tag over time, you can use the Citi Simplicity® Credit Card, which offers 0% for 18 months on purchases and balance transfers from date of account opening.

That 0% window is a deadline, not a gift. If you still have a balance after those 18 months, the bank will start charging interest on whatever is left, which gets expensive fast.

The steps

  1. 01

    Track the flight sales

    Set up price alerts for Dublin airports starting in late December. Airlines usually drop prices significantly in January to fill seats after the holidays. Be ready to book the moment a deal hits your inbox.

  2. 02

    Fix your budget

    Keep your total spend around $2300. This covers your flight, a mix of city hotels, and a rental car for the countryside. If you go over, you will just have to adjust your monthly payment accordingly.

  3. 03

    Manage payments with the card

    The Citi Simplicity® Credit Card gives you an 18-month window to pay off your trip without interest. By breaking the $2300 cost into $127.78 monthly payments, you avoid the sting of paying for the whole thing at once.

  4. 04

    Map your route

    The Irish countryside is best seen by car, but remember they drive on the left. Plan for a few days in Dublin before picking up your rental to explore the west coast. Staying in smaller towns will help keep your daily costs down.

  5. 05

    Set up autopay

    Since the goal is to pay this off within the 18-month window, automate your monthly payments of $127.78. This ensures you never miss a payment and stay on track to clear the balance before the clock runs out.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

What happens if I miss a payment?

You might lose your 0% rate and get hit with a late fee. It is much safer to set up automatic payments so you do not have to think about the due date.

Is the interest rate really zero?

Yes, but only for the 18-month window. It is a tool to help you spread out the cost, not an excuse to spend more than you can realistically pay back.

When is the cheapest time to fly to Ireland?

January and February are usually the cheapest months because fewer people are traveling. You will deal with colder weather, but the flight savings are worth it.

Do I need a car for the countryside?

You can get by with trains and buses, but a rental car gives you real freedom. Just factor the rental and gas costs into your $2300 total budget.