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How to Book a Trip to Ireland

How to · Travel

How to Book a Trip to Ireland

See the castles and cliffs of Ireland by locking in your summer travel costs with a clear plan to pay them off over time.

Typical cost $2,600 before anything else
Across the 0% window $144.44/mo 18 months, no interest

How we got that: $2,600 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Ireland is best seen in the summer when the days are long and the coastal cliffs are actually visible through the mist. Booking your flights during the quiet winter months often saves you money, giving you plenty of time to plan your route between the ancient stone castles.

If you want to split that $2600 cost into manageable chunks before you land, you can use the Citi Simplicity® Credit Card, which offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you spread the cost over 18 months without paying interest during that window.

The 18-month window is a deadline, not a gift. If you still have a balance left when the 18 months are up, you will start paying interest on whatever remains, so stick to the monthly payment schedule.

The steps

  1. 01

    Lock in winter flight prices

    Start tracking flights in January or February for your summer departure. Buying during the off-season usually gets you better rates than waiting until spring. Use flight alerts to buy the moment the price dips.

  2. 02

    Map your route

    Pick a loop that covers your must-see castles. Don't try to see the whole country in one week or you will spend your whole trip in the car. Keep the drive time under three hours per day.

  3. 03

    Set up your payment plan

    Use the Citi Simplicity® Credit Card to cover your $2600 travel expenses. By setting up an automatic payment of $144.44 per month, you will clear the entire balance by the end of your 18-month intro window.

  4. 04

    Book your stay

    Mix your nights between hotels and local guesthouses. Booking directly with the owners can sometimes get you a better rate or a better room than a massive booking site.

  5. 05

    Budget for the road

    Gas and car rentals in Ireland add up fast. Factor these costs into your monthly payment plan so you aren't surprised by the final bill when you return home.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Should I book flights in winter for a summer trip?

Yes, it is usually cheaper. Airlines often lower prices in the off-season to fill seats for the coming year.

What happens if I miss a payment?

Missing a payment can end your 0% offer early and result in late fees. Always set up an autopay for at least the minimum amount due.

Is a car necessary in Ireland?

If you want to see the coastal drives and rural castles, yes. Public transport is great between cities but won't get you to the best scenic spots.

Are there hidden fees for this card?

The Citi Simplicity® Credit Card is known for not having late fees or a penalty interest rate, but you still need to pay off your balance before the 18 months are up.