June to October is prime time for Kenya because the weather stays dry and cool, and it is the exact window when millions of wildebeest cross the Mara River. You will see incredible wildlife without the heavy rains turning the roads to mud, though you need to book months ahead since camps fill up fast.
A typical trip runs about $980 for flights and basic ground costs, and breaking that up over time can make it easier to manage your cash flow. We can use the Citi Simplicity® Credit Card to spread out those payments instead of dropping a lump sum right now.
That 0% window is a deadline, not free money, and any balance left when those 18 months are up will get hit with the regular variable APR.