Portugal in May or October is the sweet spot. You get warm, breezy days by the Atlantic coast, cheaper hotels in Lisbon, and zero summer crowds blocking the castles in Sintra. It is the best way to see the country, but you still need about $2500 to cover your flights, train rides, and seafood dinners.
We can split that cost over more than a year without paying extra for the privilege. By using the Discover it® Cash Back, we can pace our payments and avoid interest while we travel.
The catch is that this 15-month window is a hard deadline, not free money. If you still have a balance left when the intro period ends, the standard variable APR will hit your remaining balance, and those Portuguese pastries will suddenly get a lot more expensive. Pay it off on time.