Sedona in winter is the move. The red rocks look better with a dusting of snow, the crowds disappear, and hotel rates drop significantly. It is quiet, crisp, and much easier to get a table at the good spots in town without a month of planning.
A trip like this usually runs about $2100 for a full experience. We can use the Discover it® Cash Back to spread that cost out over 15 months without paying interest. This keeps your cash flow steady while you are out on the trails.
This plan only works if you clear the balance before the 15 months are up. If you still owe money after that window, the standard interest rate kicks in on whatever is left, and that cost adds up fast.