Seoul gives you massive night markets, quiet side alleys, and palaces right next to glass skyscrapers, while Jeju Island trades the city for volcanic rock, tangerine orchards, and coastal walking paths. September is the sweet spot because the summer humidity breaks into crisp autumn air, and flight prices drop below peak summer rates before the fall foliage crowds show up.
A typical trip costs about $4500 for flights, hotels, and daily expenses. Spreading that total out over time can make the upfront booking easier on your bank account if you time it right.
The 0% intro APR for 15 months on purchases and balance transfers is a deadline, not free money. If you still have a balance left when those 15 months are up, interest kicks in on the remaining amount.