Picture standing on a crust of white salt while the sun dips behind volcanoes that glow violet and pink. The Atacama Desert in northern Chile is one of the driest places on earth, which means the night sky looks like spilled sugar and the daytime brings quiet canyons, geysers, and flamingos in high-altitude lagoons. You want to aim for the shoulder seasons or Chilean winter to get crisp days and clear nights without melting.
A typical US traveler drops about $3800 for a solid trip down there, covering flights, desert lodges, and tours. Since dropping that much cash in one hit hurts, splitting it up over time makes the logistics easier to swallow if you plan it right.
Remember that the 18-month window on the Citi Simplicity card is a strict deadline, not free money. If you still have a remaining balance when those 18 months run out, standard interest kicks in on what is left over.