0% intro APR for 15 months on purchases and b… Discover it Chrome Calculators How we make money
VOATLAS
How to Book a Utah National Parks Road Trip

How to · Travel

How to Book a Utah National Parks Road Trip

A straightforward guide to seeing the Mighty Five in September without breaking your budget.

VoAtlas editorial Updated · 3 min read
Typical cost $2,800 before anything else
Across the 0% window $155.56/mo 18 months, no interest

How we got that: $2,800 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Late September is the sweet spot for Utah. The brutal summer heat breaks, the crowds thin out, and the red rocks look incredible under that crisp, cool air. You’ll want to spend your days hiking Zion or Bryce Canyon and your nights under a massive desert sky.

A trip like this usually runs about $2800. If you’re looking to spread that cost out over time, the Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you turn that lump sum into smaller, manageable chunks.

That 18-month window is a deadline, not a gift. If you have a balance left over when those 18 months end, you will start paying interest on whatever remains, which can get expensive fast.

The steps

  1. 01

    Map your route

    Start in Las Vegas or Salt Lake City to rent a car. Aim for a loop that hits the major parks over seven to ten days. Don't try to see too much in one day, or you'll spend more time driving than exploring.

  2. 02

    Book your sites

    National park campgrounds fill up months in advance. Check for lodge availability or established campsites immediately. If everything is full, look for private sites just outside park boundaries.

  3. 03

    Use the card window

    Use the Citi Simplicity® Credit Card to cover your $2800 in bookings. By splitting the total into 18 months, you pay $155.56 per month. This keeps your cash flow steady while you enjoy the trip.

  4. 04

    Pack for layers

    The desert temperature drops fast once the sun sets. Bring a heavy jacket even if the daytime forecast looks warm. Good hiking boots are non-negotiable for the sandstone trails.

  5. 05

    Automate payments

    Set up a monthly transfer of $156 to your card account. Do this on payday so you aren't tempted to spend the money elsewhere. Being disciplined now keeps the trip stress-free later.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is the rental car included in the budget?

The $2800 estimate is a rough average for the whole trip. You should factor in gas prices and rental car fees, as these vary based on your specific dates and vehicle choice.

What happens if I miss a payment?

You could lose your 0% rate and get hit with penalty fees. Always set up at least the minimum payment on autopay to stay safe.

Do I need a park pass?

Yes, buy the America the Beautiful pass. It costs $80 and covers entrance fees for all national parks for a full year, which pays for itself on this trip alone.

Are the parks crowded in September?

It is still popular, but much better than mid-summer. Try to arrive at trailheads before 8 am to get parking and beat the midday heat.