0% intro APR for 15 months from account openi… Chase Freedom Unlimited® Credit Card Calculators How we make money
VOATLAS
How to Book an Iceland Trip for $3,900

How to · Travel

How to Book an Iceland Trip for $3,900

Plan an April or May Iceland road trip for $3,900 and split the cost into monthly payments without paying interest.

VoAtlas editorial Updated · 3 min read
Typical cost $3,900 before anything else
Across the 0% window $216.67/mo 18 months, no interest

How we got that: $3,900 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Iceland in April and May gives you the best of both seasons. The heavy winter crowds are gone, daylight stretches late into the evening, and car rentals are cheaper before the summer rush. You get waterfalls, black sand beaches, and wide-open Ring Road views without peak-season prices.

A solid week-long trip for two lands around $3,900 once you cover flights, vehicle rental, fuel, and meals. Instead of draining your savings all at once, you can spread that cost across a repayment window without running up interest charges.

Keep in mind that a 0% intro period is a strict deadline, not free money. If you still have a balance when the 18 months wrap up, standard interest rates kick in on whatever remains, so set up automatic monthly payments of $216.67 right away.

The steps

  1. 01

    Pick your spring travel window

    Aim for late April or May. You will get up to 18 hours of daylight for exploring without paying summer rates for lodging and vehicles. Most coastal roads are completely clear of winter snow by then.

  2. 02

    Lock in your flights and rental

    Book your flights into Keflavik early to get reasonable transatlantic fares. Pair them with a rental car or a camper van, which serves as both your transport and your bed while saving on restaurant bills.

  3. 03

    Split the cost across 18 months

    Putting the $3,900 balance on the Citi Simplicity® Credit Card gives you 0% for 18 months on purchases and balance transfers from date of account opening. That breaks down to $216.67 per month to clear the balance before the intro rate expires.

  4. 04

    Plot your driving itinerary

    Stick to the South Coast and Golden Circle for a five-to-seven-day trip, or do the entire Ring Road if you have ten days. Reserve spots for hot springs or glacier hikes in advance so you do not miss out on popular stops.

  5. 05

    Trim daily food and fuel expenses

    Dining out in Iceland adds up fast, so do grocery runs at Bonus or Kronan to make your own breakfasts and road snacks. Use the discount key fobs provided by your car rental company to save at designated gas stations.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is May a good time to visit Iceland?

Yes, May gives you long daylight hours, mild weather, and significantly cheaper rental rates than summer. You will encounter fewer tour buses along major routes like the South Coast.

How much does a typical Iceland trip cost?

A week for two people usually runs around $3,900 including flights, a rental car or camper van, gas, food, and a few paid attractions. Self-catering your meals is the easiest way to keep that number from climbing.

Does 0% interest make the trip free?

No, you still have to pay for the entire $3,900 trip out of pocket. The 0% intro term simply gives you time to pay off the balance in monthly installments without extra finance charges.

Do I need a 4x4 vehicle in spring?

A standard 2WD vehicle is fine if you stick to Route 1 and paved coastal roads in April or May. You only need a 4x4 if you plan to navigate rough gravel roads or encounter unseasonal mountain snow.