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How to Book Your Trip to Peru

How to · Travel

How to Book Your Trip to Peru

See the Andes and ruins without the crowds by timing your trip just right.

VoAtlas editorial Updated · 3 min read
Typical cost $2,800 before anything else
Across the 0% window $186.67/mo 15 months, no interest

How we got that: $2,800 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Hiking the Inca Trail or wandering through Machu Picchu is best during the shoulder season. If you head there in May or September, you avoid the heavy rains and the worst of the summer tourist crush. You get clear mountain views and slightly more space to breathe in the high-altitude air.

A trip like this usually runs about $2800. To manage that without paying interest, you can use the Discover it® Cash Back. It offers 0% intro APR for 15 months on purchases and balance transfers, which turns that big cost into manageable monthly payments.

The 15-month intro window is a deadline, not free money. If you have a remaining balance when the 15 months are up, you will start paying interest on whatever you still owe.

The steps

  1. 01

    Lock in your dates

    Aim for May or September. These months sit right outside the peak summer rush. You will find better weather and fewer people at the major ruins.

  2. 02

    Map out your flights

    Book your international flight into Lima first. Then look for a separate connection to Cusco to reach the mountains quickly. Give yourself a day or two in Cusco to adjust to the altitude before hiking.

  3. 03

    Secure your accommodation

    Book your stays in Cusco and near the Sacred Valley early. Small guesthouses fill up fast during the drier months. Use your card to reserve these spots now.

  4. 04

    Set your payment plan

    With 0% intro APR for 15 months on purchases and balance transfers, you can spread the $2800 cost over the intro window on purchases. If you pay $186.67 every month, you will clear the balance before the offer expires.

  5. 05

    Book your trail permits

    You need permits for many of the classic mountain treks. These often sell out months in advance. Secure your spot with a licensed operator as soon as you have your travel dates.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Is Peru safe for tourists?

Most travelers have a smooth trip if they stick to well-traveled routes. Keep an eye on your belongings in crowded spots and follow official travel advisories.

Do I need a visa?

Many travelers do not need a visa for short tourist stays, but it depends on your citizenship. Check the official Peruvian consulate website before you book anything.

What is the hardest part of the trip?

The altitude is the biggest challenge for most. Plan for a slow start and drink plenty of water to help your body adjust to the thin air.

What happens if I miss a payment?

You might lose your promo rate and face late fees. Set up autopay for at least the minimum amount so you never miss a due date.