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How to Budget for a Backyard Gourmet Slider Party

How to · Event

How to Budget for a Backyard Gourmet Slider Party

Throw an autumn slider party for $700 without busting your monthly budget by using a smart payment plan.

VoAtlas editorial Updated · 3 min read
Typical cost $700 before anything else
Across the 0% window $46.67/mo 15 months, no interest

How we got that: $700 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Crisp autumn air, the smell of toasted brioche, and someone else doing the grilling in your backyard. Throwing a catered slider party is the perfect way to wrap up the warm season, but caterers book up fast for autumn weekends. You need to lock in your date at least six weeks out to get the best local chefs on board.

The whole setup will run you about $700. Instead of dropping that all at once, we can split the cost over more than a year. By using the right card, you can pay for the deposit and final bill slowly without paying a dime in interest.

This 0% intro rate is a deadline, not free money. If you still have a balance left when the 15 months are up, the card's regular variable APR will kick in on whatever is left, making those sliders a lot more expensive.

The steps

  1. 01

    Lock in your caterer early

    Start hunting for local slider vendors in mid-summer. Good caterers get their autumn weekend afternoons filled months in advance. Pay the deposit early to secure your date, then finalize the menu details closer to the event.

  2. 02

    Get the Discover card

    Use the Discover it® Cash Back to pay the catering deposit and the final bill. It gives you a 0% intro APR for 15 months on purchases and balance transfers. That means you can spread the $700 cost over 15 months, which comes out to just $46.67 a month.

  3. 03

    Prep the yard

    Don't wait until the morning of the party to check your outdoor space. Clean the patio, set up the seating, and make sure you have enough trash cans two weeks before. Ask your caterer how much table space they need for their prep station.

  4. 04

    Buy the drinks and sides yourself

    Caterers usually charge a premium for drinks and simple sides like chips or salad. Save your cash by handling the beverages yourself. Stock up on local autumn ciders and craft beers the week before the party.

  5. 05

    Pay off the monthly chunk

    Set up an automatic payment of $46.67 every month. This keeps you on track to clear the $700 balance before your promotional period ends. You get the party now, and the bill is gone long before next autumn.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

What does a 0% intro APR actually mean?

It means the bank won't charge you interest on your purchases for a set time, in this case 15 months. It is not a discount or a free pass. You still have to pay back every dollar you spend.

When do I need to book the caterer for an autumn party?

Aim for six to eight weeks in advance. September and October weekends are prime time for outdoor events, and local food trucks or caterers book up quickly.

Should I let the caterer provide the drinks?

Usually, no. It is almost always cheaper to buy your own beer, wine, and non-alcoholic drinks in bulk from a local warehouse club or grocery store.

What happens if I can't pay off the $700 in 15 months?

Any remaining balance will start accumulating interest at the card's standard ongoing rate. To avoid this, set up auto-pay for $46.67 a month from day one.