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How to Budget for a Backyard Horseshoe Pit

How to · Event

How to Budget for a Backyard Horseshoe Pit

Build your own horseshoe court without emptying your savings by timing the purchase with seasonal sales.

Typical cost $300 before anything else
Across the 0% window $16.67/mo 18 months, no interest

How we got that: $300 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Late summer is the best time to start this project. As the weather cools and retailers clear out lawn equipment, you can find the materials you need for a better price.

You are looking at about $300 for a decent pit and rubber border kit. Planning for this now keeps the cost manageable and avoids a hit to your monthly budget.

Remember that the 0% intro period is a deadline, not free money. If you have a balance left after the 18 months are up, you will start paying interest on whatever remains.

The steps

  1. 01

    Pick your sale window

    Wait until late August or September to buy your gear. Shops want to move summer inventory to make room for winter stock, which is when prices typically drop.

  2. 02

    Clear the ground

    Don't buy until your site is ready. Spend the weekend before the sale leveling the dirt so you can install the pit as soon as the kit arrives.

  3. 03

    Use the Citi Simplicity® Credit Card

    If you decide to use this card, you get 0% for 18 months on purchases and balance transfers from date of account opening. This lets you break your $300 purchase into smaller payments over that intro window on purchases.

  4. 04

    Set up a monthly transfer

    Divide your total cost by 18 to get a payment of $16.67. Set up an auto-pay for that amount so you stay on track without thinking about it.

  5. 05

    Verify the shipping costs

    Heavy rubber border kits are expensive to move. Make sure your $300 estimate includes shipping or look for a store that offers free local pickup.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Should I buy the cheapest kit I can find?

Look for rubber borders that are thick enough to stay in place. Cheap plastic often cracks or shifts after just a few games.

Do I need a professional to install this?

Not at all. If you can dig a shallow trench and level the ground, you can put this together in an afternoon.

What happens if I miss a payment?

Missing a payment can end your 0% offer early. Stick to your schedule to keep the deal intact.

Can I put this on a patio?

Horseshoe pits are usually dug into the ground. If you have a concrete patio, you might need a different style of game designed for hard surfaces.