Shoes stop piling up by the front door and coats finally have a permanent home the day this goes in. A solid built-in mudroom bench and coat rack takes about two days to install once the materials are ready. Late winter is the cheapest time to buy furniture and materials because stores and carpenters run clearance events to clear out space for spring inventory.
You want to get at least three different quotes from local carpenters before you hand over any deposit. Prices swing wildly between builders for the exact same plywood and trim, and comparing bids keeps you from overpaying for basic carpentry.
That 0% intro APR for 15 months on purchases and balance transfers is a deadline, not free money. If you still have a balance left when those 15 months are up, interest charges will kick in on the original amount from day one.