That promotion party needs to feel effortless, but the food and setup take a bit of coordination. You want the team to celebrate properly, and locking down local catering a month out gives you first pick of dates and menus without rushing.
We can spread out the roughly $800 cost so you aren't draining your cash all at once. By mapping out the timeline now, you avoid the scramble of last-minute ordering and keep the event smooth.
That 0% window is a deadline, not free money. If any part of the $800 balance is still there when the 18 months end, deferred interest kicks in and makes the whole thing much more expensive.