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How to Budget for a Cordless Lawn Mower and Leaf Blower

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How to Budget for a Cordless Lawn Mower and Leaf Blower

Grab your yard gear during fall clearance sales and spread the cost without paying extra interest.

VoAtlas editorial Updated · 3 min read
Typical cost $650 before anything else
Across the 0% window $36.11/mo 18 months, no interest

How we got that: $650 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Fall is when the garage clears out and stores slash prices on summer gear. You swap a loud gas engine for a quiet battery combo, and suddenly yard work takes half the time with zero gas cans to fill or pull-cords to yank.

Catching these end-of-season sales means you get the mower and blower at a deep discount. Before you buy, check prices at a few different local hardware stores and big-box retailers to make sure you are actually getting the best markdown.

That 0% intro window is a hard deadline, not free money, so make sure the balance is fully paid off before those 18 months are up or standard interest rates will kick in on what is left.

The steps

  1. 01

    Shop the fall clearance sales

    Wait for late autumn when retailers discount leftover lawn and garden inventory to make room for snowblowers. Compare prices across at least two or three stores to find the real markdown on the exact model you want.

  2. 02

    Set up your payment window

    Use the Citi Simplicity® Credit Card to get 0% for 18 months on purchases and balance transfers from date of account opening. This lets you break the $650 cost into smaller chunks over that 18-month intro window on purchases instead of dropping it all at once.

  3. 03

    Automate your monthly payment

    Divide your total by the months you have. If you spread the $650 across the 18-month window, you get $36.11 per month. Set up autopay for that exact amount so you never miss a beat.

  4. 04

    Test the gear right away

    Charge up the batteries and run the mower and blower as soon as they arrive. Make sure everything works properly while you are still well within the store return window.

  5. 05

    Store the batteries properly for winter

    Lithium-ion batteries do not like freezing garages all winter long. Bring them inside to a room-temperature spot so they hold their charge for the first spring mow.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is a battery combo actually powerful enough for a normal yard?

Modern cordless gear handles typical suburban yards with ease. Just make sure you get a model with enough amp-hours on the battery so you do not run out of juice halfway through the lawn.

What happens if I do not pay off the $650 in 18 months?

The card company will charge interest on the remaining balance from the original purchase date. Keep your monthly payments on track so you never hit that wall.

Should I buy the mower and blower together or separate?

Buying them as a combo usually shares the same battery platform, which saves you money. You can swap the same battery between the mower and the blower.

When is the absolute best week to find lawn mower sales?

Late October through November brings the steepest clearance cuts as stores clear floor space for holiday decorations and winter tools. Selection can be picked over, but the prices are the lowest.