A mudroom bench stops the pile of wet boots and coats from migrating into your living room. Once it is built, everyone has a specific cubby, and the morning scramble actually gets quieter. The work usually takes a pro three to five days, but the real trick is booking them in mid-winter. Most contractors see their schedules dry up after the holidays, which makes them more likely to take on a smaller custom job.
A solid custom build runs about $2000. We can use the Citi Simplicity® Credit Card (Citi) to handle that bill. It gives you some breathing room so you are not draining your savings all at once while you are also paying high heating bills.
The 0% interest rate is a window of time, not free money. If you still have a balance after those 18 months, the card standard interest rate will apply to whatever is left. We want that balance at zero before the clock runs out.