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How to Budget for a Neighborhood Obstacle Course

How to · Event

How to Budget for a Neighborhood Obstacle Course

Keep the neighborhood field day on track by booking early and spreading the cost over 15 months without paying interest.

VoAtlas editorial Updated · 3 min read
Typical cost $450 before anything else
Across the 0% window $30.00/mo 15 months, no interest

How we got that: $450 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

You want the kids running through that inflatable course before the summer heat hits. The trick is beating the local sports leagues to the punch by locking in your vendor in early spring.

We are looking at a typical cost of $450. By planning for this now, you can manage the expense without it hitting your bank account all at once.

The 0% intro APR is a tool for spreading out your payments, not a way to avoid the cost. If you still have a balance after the 15 months end, the card will start charging interest on whatever is left over.

The steps

  1. 01

    Book by early spring

    Call rental companies as soon as the weather turns. Sports leagues grab these dates fast, so securing your spot in early spring is the best way to get the equipment you want.

  2. 02

    Verify your dates

    Confirm the delivery and pickup times with the vendor in writing. You do not want the unit showing up after the field day has already started.

  3. 03

    Use your Discover it® Cash Back

    Pay for the rental using your Discover it® Cash Back card to take advantage of the 0% intro APR for 15 months on purchases and balance transfers. This gives you a long window to pay off the $450 without any interest charges.

  4. 04

    Set a monthly payment

    To cover the $450 total, put aside $30 per month. If you hit that mark, you will be paid off well before your 15-month window closes.

  5. 05

    Check the insurance

    Ask the rental company for their liability insurance certificate. It is standard for these events and saves you a headache if something goes wrong during the party.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

What if the rental company cancels?

Check their refund policy before you sign anything. Most will offer a full refund if you cancel within a certain timeframe, but you want to know their rules for bad weather.

Do I need a permit for the park?

Ask your local parks department if you need a permit to bring in large inflatables. Some cities require one for any commercial equipment set up in a public space.

What happens if I miss a payment?

You might lose your promotional rate and get hit with late fees. Set up autopay for at least the minimum amount so you stay in the clear.

Can I pay it off faster?

Yes. You can pay more than $30 per month whenever you want. Getting it done early just means one less thing to track.