0% intro APR for 15 months on purchases and b… Quicksilver Rewards Calculators How we make money
VOATLAS
How to Budget for a New Dishwasher

How to · Home

How to Budget for a New Dishwasher

Upgrade your kitchen without the stress of a lump-sum payment by timing your purchase with the sales calendar.

VoAtlas editorial Updated · 3 min read
Typical cost $850 before anything else
Across the 0% window $47.22/mo 18 months, no interest

How we got that: $850 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A quiet, efficient dishwasher changes your daily routine from scrubbing dishes to just hitting a button. Installation usually takes an afternoon, but the real work starts with finding a machine that fits your space and your life.

Aim to shop during major holiday weekends like Memorial Day or Labor Day when retailers mark down appliances. Always get at least three quotes for installation costs before you buy, as labor fees can vary significantly between local contractors and big-box stores.

The 18-month window is a deadline, not a gift. If you still have a balance when the period ends, you will start paying interest on the remaining amount, so keep track of your timeline.

The steps

  1. 01

    Measure your space

    Check your current cutout dimensions before you look at any models. Standard units are usually 24 inches wide, but older homes can have tight or uneven gaps. Knowing these numbers prevents expensive return fees.

  2. 02

    Get multiple quotes

    Ask local plumbers or appliance installers for a flat-rate price on installation. Don't just take the first quote you get. Compare it against the service fee offered by the store to see who gives you the best deal.

  3. 03

    Time the sale

    Set a reminder to check prices during holiday weekends. Retailers often clear out inventory during these times, which is when you will find the deepest discounts on major appliances.

  4. 04

    Use your card

    If you decide to pay over time, the Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you break your $850 total into payments of $47.22 per month.

  5. 05

    Schedule the install

    Book your installer once the machine is confirmed for delivery. Make sure they have a clear path to the hookups so the job goes quickly.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Should I pay for professional installation?

Yes, unless you have plumbing experience. A bad connection can cause leaks that damage your cabinets and floors, which costs much more than the install fee.

Are holiday sales actually cheaper?

Yes, major holidays are the standard time for appliance inventory turnover. You will almost always find better pricing than if you buy on a random Tuesday.

What happens if I miss a payment?

Missing a payment can end your 0% rate early. Always set up an autopay for at least the minimum amount due to keep your account in good standing.

Is the cheapest dishwasher worth it?

Entry-level models clean just fine, but they are often louder. If your kitchen is open to your living room, consider spending a bit more for a model with a lower decibel rating.