How to · Event
Get your entertainment booked early and spread the cost over time so you aren't paying for the whole party in one week.
How we got that: $400 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.
A good artist is the best way to get people talking at a party. You want to book them at least six weeks out to make sure they are actually available for your date.
A typical pro costs about $400 for a few hours. That is a chunk of change, but you can manage it by spreading that cost out over time before the party even starts.
The 0% intro APR is a deadline, not a gift. If you have a balance left after the 15-month intro window expires, you will start paying interest on whatever is still owed.
Reach out to your top choice at least six weeks before your date. If you wait until the last minute, you will likely strike out or pay a premium. Ask for their deposit terms and total cost upfront.
You can use the Discover it® Cash Back card to pay the artist's fee. It offers 0% intro APR for 15 months on purchases and balance transfers, which helps you break that $400 cost into smaller chunks.
If you spread the $400 over the 15-month intro window, you are looking at paying $26.67 per month. Setting up an automatic payment for this amount helps you stay on track without thinking about it.
Make sure you know exactly what the artist needs at the venue. They usually require a small table, two chairs, and good lighting. Don't let a lack of setup space ruin the entertainment you just paid for.
The $400 fee usually covers the base service, but artists appreciate a gratuity if they did a great job. Have some extra cash on hand the night of the party so you aren't scrambling.
Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.
See Discover it® Cash Back terms →Check your contract carefully. Most artists keep the deposit if you cancel close to the event date.
If you have the cash, sure. If you want to keep your savings intact, using the 15-month window to space out the payments is a solid alternative.
It is not required, but it is a nice gesture. Ask them if they would like a plate once the party gets going.
Most artists work in three-hour blocks. Confirm how many drawings they can do per hour so you know if they will get to everyone.