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How to Budget for a Wedding Cigar Bar

How to · Event

How to Budget for a Wedding Cigar Bar

A mobile cigar bar adds a distinct touch to your reception, and you can manage the $1,200 cost over 18 months without interest.

Typical cost $1,200 before anything else
Across the 0% window $66.67/mo 18 months, no interest

How we got that: $1,200 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A mobile cigar bar is the kind of detail guests remember. It creates a dedicated spot for people to step away from the music and actually talk. Since you're looking at off-peak wedding months, you've already got more leverage with vendors than a summer booking. Aim to secure the service about six months out to ensure the specific humidor or trailer you want is available.

The average cost sits around $1,200 for a standard setup. Instead of dropping that all at once while you're paying for catering and venues, we can use the Citi Simplicity® Credit Card (Citi) to break it into smaller pieces. This card offers 0% for 18 months on purchases and balance transfers from date of account opening, which makes the monthly math much easier to handle.

The interest-free period is a tool, not a gift. If you still have a balance after those 18 months, the standard interest rate applies to the remaining total. Make sure those $66.67 payments are automated so you don't get hit with late fees or lose your intro rate.

The steps

  1. 01

    Lock in off-peak rates

    Vendors have more gaps in their schedules during late autumn or winter. Ask for a discount or an extra hour of service for booking during their slow season. Most will take a smaller deposit to secure the date while they're looking for work.

  2. 02

    Choose your package

    Decide if you want a full-service attendant or just a stocked humidor. A professional who cuts and lights the cigars adds a premium feel but increases the price. Keep the cigar count to about 50% of your guest list since not everyone smokes.

  3. 03

    Spread out the cost

    Charge the $1,200 total to your Citi Simplicity® Credit Card (Citi). Because of the 0% for 18 months on purchases and balance transfers from date of account opening, you can pay it off in $66.67 monthly increments. This keeps your cash available for other wedding emergencies.

  4. 04

    Check the venue rules

    Make sure your reception space allows smoking in a specific outdoor area. Some venues have strict rules about how far the trailer must be from the building entrances. Get this in writing before you sign the cigar vendor's contract.

  5. 05

    Finalize the menu

    Stick to three or four varieties of cigars to keep things simple. Pick a mix of mild and full-bodied options so both beginners and enthusiasts have something to enjoy. Confirm the final guest count two weeks before the event.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Is $1,200 a normal price for this?

Yes, for a professional setup with an attendant and a decent selection of cigars. You might pay more if you want rare brands or a custom-branded trailer.

Do I need a permit for a cigar bar?

Usually the vendor handles the permits, but you should double-check your local city ordinances. Your venue management will know if there are specific smoking bans in the area.

How many cigars should I buy?

Don't buy one for every guest. A good rule of thumb is one cigar for every two or three adult guests, as many people will just want to watch or try a few puffs.

What happens if I miss a payment?

You will likely lose the 0% intro rate and face a late fee. Set up autopay immediately so your wedding budget stays on track.