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How to Budget for Backyard String Lights

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How to Budget for Backyard String Lights

A guide to getting your patio glow-up done right without stressing over the upfront cost.

Typical cost $400 before anything else
Across the 0% window $26.67/mo 15 months, no interest

How we got that: $400 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Installing heavy-duty poles and high-quality string lights turns a dark patio into a usable evening space. It usually takes a weekend to dig, set the posts, and string the lights, but it makes the yard feel like an extra room for most of the year.

Aim to buy your hardware and lights in late January. Retailers are clearing out stock, and you can often find the best prices before the spring rush begins. Get at least three quotes from local handymen if you aren't doing the install yourself, as labor prices for outdoor work fluctuate wildly.

The 0% intro APR is just a window, not a free pass. If you have not paid off the $400 by the end of the 15 months, the bank will start charging interest on whatever balance remains, which will make the project cost you more than you planned.

The steps

  1. 01

    Measure your space

    Map out exactly where the poles will stand. Make sure they are placed to keep the lights taut so they do not sag. Sketching this out helps you avoid buying way more wire than you actually need.

  2. 02

    Shop the off-season

    Wait until late January to buy your materials. Stores want to move inventory, and you will save a significant amount on the heavy-duty poles and weather-rated bulbs compared to peak spring prices.

  3. 03

    Get multiple bids

    If you are hiring help, reach out to several local contractors. Compare their estimates carefully to ensure they include the cost of concrete for the post footings. Never go with the first person you call.

  4. 04

    Use your card for the total

    You can use the Discover it® Cash Back to cover the $400 cost. This card offers 0% intro APR for 15 months on purchases and balance transfers, which lets you pay it off in small chunks of about $26.67 per month over that window.

  5. 05

    Schedule the install

    Once you have the materials, pick a dry weekend before the spring rain starts. Having everything ready means you can finish the job in one or two days and start enjoying the lights immediately.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Should I use wood or metal poles?

Metal poles are usually more durable and look sleeker, but wood posts can look great with a rustic aesthetic. Just make sure whatever you choose is pressure-treated or rust-proofed for the outdoors.

How deep do the poles need to go?

For a secure install, bury the posts at least 24 inches deep in concrete. If you skip this, the weight of the lights will eventually pull the poles inward.

Is it worth buying commercial grade lights?

Yes, look for thick rubber cords and shatterproof bulbs. They cost more upfront, but they will not crack or fail when the weather turns bad.

Can I do this alone?

You can, but a second set of hands makes leveling the poles and stringing the lights much faster. If you are not comfortable with digging or basic wiring, hire a pro to save the headache.