0% Intro APR for 15 months on purchases and b… Citi Strata℠ Card Calculators How we make money
VOATLAS
How to Budget for Motorized Black-Out Shades

How to · Home

How to Budget for Motorized Black-Out Shades

Get better sleep and automate your home with motorized black-out shades using an 18-month payment plan.

Typical cost $1,200 before anything else
Across the 0% window $66.67/mo 18 months, no interest

How we got that: $1,200 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Imagine waking up to natural light when you actually want to, not when the sun decides to hit your pillow. Motorized black-out shades turn your bedroom into a dark cave for sleeping and adjust with a remote or an app. The physical installation only takes a couple of hours, but the real work is timing your order to late winter when custom home decor sales peak and manufacturers offer their deepest discounts.

Getting these shades right means measuring twice and getting quotes from at least two different local installers or online custom shops. Once you have your final quote—usually around $1200 for a few standard windows—you can use the Citi Simplicity® Credit Card to split that cost into manageable monthly pieces instead of paying it all upfront.

Keep in mind that 18 months is a hard deadline, not a pass to ignore the bill. If you still have a balance left over when the promotional period ends, you will face standard interest rates on whatever is left.

The steps

  1. 01

    Measure and get quotes

    Measure your windows three times to be absolutely sure of the dimensions. Reach out to at least two different suppliers for custom quotes to see who gives you the best deal on the motors and fabric.

  2. 02

    Time your order for late winter

    Wait until late winter to pull the trigger on your order. This is when custom window treatment companies face a seasonal slump and drop their prices to bring in business.

  3. 03

    Spread the cost with a card

    Use the Citi Simplicity® Credit Card to pay for the shades. It offers 0% for 18 months on purchases and balance transfers from date of account opening, letting you buy the shades now and pay them off over time.

  4. 04

    Set up automatic payments

    Divide your $1200 total by 18, which comes out to $66.67 per month. Set up automatic monthly payments for this amount immediately so you do not have to think about it again.

  5. 05

    Install and program the motors

    Mount the brackets, snap the shades in, and link them to your remote or smart home hub. Program them to lower at sunset and raise at your wake-up time to get the full hands-off benefit.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Can I install motorized shades myself?

Yes, battery-powered and plug-in models are simple weekend DIY projects. Hardwired systems usually require an electrician, which adds to your upfront cost.

Do motorized shades need to be plugged in?

Most modern options run on rechargeable batteries that last about a year on a single charge. You only need plug-in models if your windows are extremely high or hard to reach.

What happens if I miss a payment on the card?

Missing a payment can void your promotional rate and trigger late fees. Always set up autopay to keep your interest rate at zero.

Why should I get more than one quote?

Custom window treatments have massive markups that vary wildly by dealer. Comparing quotes often saves you hundreds of dollars on the exact same fabric and motor brand.