Hardwired under-cabinet LED strips change a kitchen instantly by washing the counters in clean, shadow-free light. You spend an afternoon running wires and mounting channels, and suddenly food prep feels like working in a pro kitchen.
The cheapest time to buy the gear is during major holiday home improvement sales. Get more than one quote if you are hiring an electrician, because prices swing wildly between local contractors for small jobs.
The 0% intro APR for 15 months on purchases and balance transfers is a deadline, not free money, and if any balance is left when those 15 months end, standard interest kicks in on the whole original amount.