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How to Buy a New OLED Gaming TV

How to · Tech

How to Buy a New OLED Gaming TV

Upgrade your living room setup with a smart plan to manage the cost of a high-end display while avoiding high interest fees.

VoAtlas editorial Updated · 3 min read
Typical cost $1,300 before anything else
Across the 0% window $72.22/mo 18 months, no interest

How we got that: $1,300 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A quality OLED television is an investment meant to last you five to seven years, so buying the right model now keeps you from needing an upgrade next season. Focus on the picture quality and gaming specs that matter to you so the screen feels fresh for the long haul.

Wait until the November holiday sales to pull the trigger. Retailers drop prices on high-end tech then, and last year's models often hit their absolute lowest price while still offering top-tier performance for most gamers.

That 0% window is a deadline, not a suggestion. If you still have a balance once the 18 months are up, the bank will charge you interest on the remaining amount, which can get expensive very quickly.

The steps

  1. 01

    Identify your specs

    Decide on your screen size and necessary gaming features like 120Hz refresh rates or HDMI 2.1 ports. Don't pay extra for features you won't use. Checking expert reviews now helps you know exactly which model to target when prices drop.

  2. 02

    Set a price alert

    Use a price tracking tool to watch your chosen TV. These tools show you if a sale price is actually a deal or just a marketing gimmick. Track the price for a few weeks leading up to November.

  3. 03

    Use the Citi Simplicity Credit Card

    The Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you break your $1300 purchase into manageable payments. Paying $72.22 per month gets the balance to zero before the 18-month window closes.

  4. 04

    Buy during the holiday window

    Wait for the major November sales events. Major retailers compete heavily during this time, often resulting in the best discounts of the year. Be ready to move quickly once the price hits your target.

  5. 05

    Automate your payments

    Set up an automatic monthly transfer of $73 to your credit card account immediately after buying the TV. This ensures the balance is cleared well before the promotional period expires. Consistent payments are the easiest way to avoid stress.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Why buy an OLED instead of a standard LED TV?

OLED screens have individual pixels that turn off completely, giving you perfect blacks and better contrast. For gaming, this makes colors pop and details stand out much more than on traditional screens.

Is last year's model worth it?

Usually, yes. The hardware improvements from one year to the next are often minor for most people. Buying the previous year's model gets you the same high-end experience for a fraction of the cost.

What happens if I miss a payment?

Missing a payment can sometimes end your promotional period early. Always set up autopay for at least the minimum amount required to keep your account in good standing while you chip away at the total.

Should I buy an extended warranty?

Most credit cards offer some form of purchase protection or extended warranty benefits. Check your card's terms before paying for an extra store warranty that might overlap with coverage you already have.