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How to Buy a Remote Start Upgrade

How to · Auto

How to Buy a Remote Start Upgrade

Prepare your car for winter by splitting the cost of a remote start into small monthly payments.

Typical cost $500 before anything else
Across the 0% window $33.33/mo 15 months, no interest

How we got that: $500 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Owning a car during a deep freeze is a test of patience. You spend the first ten minutes of every morning shivering while waiting for the defroster to kick in. A remote start fixes that, but shops get crowded once the first snowflake falls. Buying in early autumn means you get the best scheduling and avoid the seasonal price hikes.

A professional setup usually costs around $500. We can use the Discover it® Cash Back to handle the bill. This lets us spread the cost out over more than a year instead of draining your checking account all at once.

The 0% intro APR for 15 months on purchases and balance transfers is a hard cutoff. If you still have a balance when those 15 months end, the bank will start charging interest on the remaining amount. Stick to the $33.33 monthly plan to avoid that extra cost.

The steps

  1. 01

    Pick your window

    Book your appointment in September or October. Demand is low and shops are more likely to give you a firm date. If you wait until December, you will be on a three-week waiting list.

  2. 02

    Choose a 2-way system

    Pick a 2-way remote. These systems send a signal back to your keychain to confirm the car actually started. It prevents you from walking out to a cold car because a wall blocked your signal.

  3. 03

    Negotiate the labor

    Get a quote that includes the bypass module. Most cars made in the last twenty years need this extra piece of hardware to talk to the security system. Ask for the total price including labor so there are no surprises.

  4. 04

    Use the intro window

    Charge the total to your Discover it® Cash Back. You get a 0% intro APR for 15 months on purchases and balance transfers. This intro APR is a set period where the bank doesn't charge you interest for carrying a balance. This keeps your monthly cost at $33.33 for a $500 job.

  5. 05

    Test the range

    Test the range from your usual spots. Try starting the car from your desk at work or your bedroom. Knowing the limits now means you won't have to guess when it is ten degrees outside.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Will this void my car warranty?

No, it won't. A federal law called the Magnuson-Moss Warranty Act stops manufacturers from voiding your whole warranty just for adding an aftermarket part. As long as it is installed correctly, you are safe.

Can I install this myself?

It is not a good idea unless you are an expert with wiring. Modern cars have complex computers and anti-theft systems that are easy to fry. Paying a pro for the labor is worth the peace of mind.

Does it work with a manual transmission?

Yes, but it requires a specific kit and more labor. The system has to verify the car is in neutral before it will turn over. It usually adds about $100 to the total cost.

What happens if I lose the remote?

Most shops can program a replacement for you. It is smart to buy a system that also works with a smartphone app. That way your phone acts as a backup if your keys go missing.