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How to Buy a VR Headset

How to · Tech

How to Buy a VR Headset

Grab your headset during holiday sales to save cash and make sure it lasts.

Typical cost $500 before anything else
Across the 0% window $27.78/mo 18 months, no interest

How we got that: $500 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

You want a headset that keeps up with games for a few years so you aren't buying another one next winter. Wait for the holiday sales when retailers dump old stock to make room for new gear.

Last year's model is usually your best bet. It plays the same games as the new version for way less money. Don't worry about missing out on minor hardware tweaks.

That 18-month window is a deadline, not free money. If you have any balance left after the 18 months are up, you will start paying interest on whatever is still sitting on the card.

The steps

  1. 01

    Check the specs

    Look for at least 128GB of storage so you have space for more than two games. Make sure the head strap is adjustable for comfort during long sessions. Comfort is the difference between a headset you use and one that collects dust.

  2. 02

    Wait for the holiday dip

    Retailers slash prices on electronics during the winter holiday sales. Set a price alert now so you know when the price drops below your $500 target. Patience here saves you enough for a few extra game titles.

  3. 03

    Use your credit window

    If you want to stretch the $500 cost, the Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you pay about $27.78 per month for 18 months. Just keep that timeline in mind to avoid interest.

  4. 04

    Buy the accessories

    Save a bit of your budget for a better head strap or a carrying case. Stock straps are often flimsy and uncomfortable. You will play more often if the setup is actually easy to wear.

  5. 05

    Set up your space

    Clear a floor space of at least six by six feet before you open the box. You need room to move without hitting your furniture or walls. Do this before you start downloading your first games.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Do I need a powerful PC to use these?

Not for a standalone headset. These units have the processor built right in, so you can play games directly from the device.

Is buying a used headset a good idea?

It can be, but be careful with the lenses. Scratches on the lenses are permanent and will ruin your view, so inspect them in person if you can.

How much storage do I really need?

Most games take up a few gigabytes, so 128GB is plenty for a casual player. If you plan to download a massive library, look for a 256GB option.

Are the holiday sales actually worth it?

Yes, but check price history sites first. Some stores inflate prices right before a sale to make the discount look bigger than it really is.