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How to Buy a VR Headset

How to · Tech

How to Buy a VR Headset

A VR headset is a long-term investment in your home setup, so buy the right model once instead of upgrading too soon.

Typical cost $500 before anything else
Across the 0% window $27.78/mo 18 months, no interest

How we got that: $500 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

You want a headset that will stay relevant for a few years so you aren't stuck buying new gear every holiday season. Aim for a device with a strong library of games and reliable hardware specs that won't feel outdated by next year.

Wait for the holiday sales to pick up a bundle. Last year’s model is often the smartest buy because it is cheaper and the software library is already well-tested.

Remember that the 18-month period is a deadline, not free money. If you don't pay off the balance before the intro window expires, you will start paying interest on whatever remains.

The steps

  1. 01

    Check the specs

    Look for headsets that offer standalone play so you don't need a high-end PC to run them. Prioritize comfort and battery life if you plan to play for long sessions.

  2. 02

    Watch for bundles

    Retailers often include extra controllers, charging docks, or game credits during the end-of-year sales. Don't pay full price for the base model if a bundle is coming in a few weeks.

  3. 03

    Manage the cost

    If you need to spread the $500 cost, the Citi Simplicity® Credit Card offers 0% for 18 months on purchases and balance transfers from date of account opening. By dividing your $500 over this 18-month window, you pay $27.78 per month.

  4. 04

    Check the return policy

    VR can cause motion sickness for some people. Make sure the retailer lets you return the headset if you feel ill after a few days of trying it out.

  5. 05

    Download the essentials

    Clear out your play space before the headset arrives. You need a dedicated area free of trip hazards to keep yourself and your new gear safe.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Do I need a PC to use a standalone headset?

No, that is the point of a standalone device. It has its own processor and battery built in so you can play without cables.

When is the best time to buy?

Late in the year around Black Friday or the holidays. This is when retailers push the biggest bundles for the lowest prices.

Is buying an older model a bad idea?

Not at all. Older models are usually cheaper and have more stable software updates. They are often a better value for your money.

How much space do I actually need?

Most headsets recommend at least a 6-foot by 6-foot clear area. Check the specific manufacturer requirements before you buy.