You want a headset that will stay relevant for a few years so you aren't stuck buying new gear every holiday season. Aim for a device with a strong library of games and reliable hardware specs that won't feel outdated by next year.
Wait for the holiday sales to pick up a bundle. Last year’s model is often the smartest buy because it is cheaper and the software library is already well-tested.
Remember that the 18-month period is a deadline, not free money. If you don't pay off the balance before the intro window expires, you will start paying interest on whatever remains.