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How to Buy LED Light Bars and Mounting Brackets

How to · Auto

How to Buy LED Light Bars and Mounting Brackets

A practical plan for buying LED light bars and mounting brackets during end-of-year clearance sales without wrecking your monthly cash flow.

Typical cost $320 before anything else
Across the 0% window $17.78/mo 18 months, no interest

How we got that: $320 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Upgrading your setup with a solid set of LED light bars and mounting brackets changes night driving completely. You get clean visibility on dark trails and back roads, but the initial hardware cost adds up fast. The best time to buy is late December during end-of-year clearance events, when retailers drop prices to clear out shelf space for next year's inventory.

You should negotiate the price of the hardware and any extra wiring harnesses before you ever talk about how you are going to pay for it. A financing window is just a tool to spread out the cost, not a discount on the retail price. Keep the bargain separate from the payment method so you know exactly what you are paying for the gear.

Remember that the intro window is a strict deadline, not free money, and any remaining balance left over when the 18 months run out will trigger standard interest charges on what you owe.

The steps

  1. 01

    Hunt the clearance sales

    Wait for end-of-year clearance events to find the deepest price cuts on light bars and vehicle brackets. Check specialized auto shops and online distributors for inventory markdowns before making a move. Lock in the lowest price on the hardware first.

  2. 02

    Negotiate the extras

    Ask the seller to bundle mounting hardware, switches, or wiring relays into the base price. Retailers are often willing to throw in small parts to close a sale during inventory dumps. Do not pay full price for auxiliary items that should come with the kit.

  3. 03

    Set up the payment window

    You can use the Citi Simplicity® Credit Card, which offers 0% for 18 months on purchases and balance transfers from date of account opening. That stretches your payments out over an intro window on purchases of 18 months. If you spend $320, it works out to about $17.78 per month if $320 is spread across the 18-month window.

  4. 04

    Automate your monthly payments

    Divide your total purchase amount by the number of months in your promotional window to set a fixed payment target. Set up automatic bank drafts so you never miss a monthly due date. Consistency keeps you on track to finish before the deadline.

  5. 05

    Confirm the install details

    Double-check that your mounting brackets fit your specific bumper, roll bar, or roof rack layout before tightening everything down. Map out your wiring path through the firewall carefully to avoid electrical snags later. Take your time with the alignment so the beam pattern hits where you actually need it.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Are light bars legal for street use?

It depends completely on your local state or provincial vehicle laws. Most jurisdictions require auxiliary off-road lights to be covered or turned off on public highways.

Do I need a relay harness for installation?

Yes, using a proper relay and fuse protects your vehicle's factory wiring from melting under high electrical draw. Always install a dedicated switch inside the cabin.

What is the difference between flood and spot beams?

Spot beams project a narrow, long-distance beam down the center of the road or trail. Flood beams cast a wide, short pattern to illuminate the sides of your path.

Can I install brackets without drilling holes?

Many modern mounting brackets use existing factory bolt holes or clamp directly onto tubing. Check for vehicle-specific no-drill options before modifying your body panels.