Keeping a car looking new is a quiet money pit. Between road salt, winter grime, and baking summer sun, your paint takes a beating that simple car washes can't fix. Spring is the best time to lock in a professional ceramic coating because detailers want to fill their bays after the winter slow season, and you want that barrier on before the summer heat hits.
A real professional job runs about $1,200. While you should always negotiate the service price separately from how you pay, you don't need to drop that whole lump sum on day one. We can use a smart financing window to split the cost into manageable monthly bites.
Remember that a 0% interest rate is a temporary window, not a discount. If you still have a balance left when the 15 months end, the standard interest rate kicks in on whatever is left, which instantly ruins the deal. Let's make sure that balance hits zero before the clock runs out.