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How to Pay for a Dual-Monitor Setup

How to · Tech

How to Pay for a Dual-Monitor Setup

Clear your desk and fix your posture without a large upfront cost.

Typical cost $200 before anything else
Across the 0% window $11.11/mo 18 months, no interest

How we got that: $200 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

A solid monitor arm is about ergonomics and sanity. If you buy a cheap plastic version, it will sag within a year. We want heavy-duty steel or gas-spring arms that handle at least 20 pounds per side. These should last as long as your desk does.

You do not need the newest model with built-in lights or USB ports. Last year's basic versions from reputable brands work just as well. Timing this for August back-to-school sales is the move for the best prices on office gear.

This 0% interest period is a hard deadline. If you still have a balance after 18 months, the standard interest rate will apply to whatever is left, so make sure the desk is cleared by then.

The steps

  1. 01

    Measure your hardware

    Check the back of your screens for four screw holes in a square. This is the VESA mount. Most monitors use a 75mm or 100mm pattern, and you need to match this to your mount.

  2. 02

    Choose your mount style

    Get a clamp mount if you want to avoid drilling holes in your desk. If your desk is against a wall, look for a tall pole mount so the arms have room to articulate.

  3. 03

    Use the 18-month window

    The Citi Simplicity® Credit Card (Citi) offers 0% for 18 months on purchases and balance transfers from date of account opening. This lets you get the setup now and pay it off slowly.

  4. 04

    Automate the small payments

    A $200 setup costs roughly $11.11 per month over the intro period. Set up an auto-pay for that amount so you never have to think about the bill again.

  5. 05

    Add the cable tray

    A mount solves the screen height but leaves wires hanging. Spend a few dollars on an under-desk cable tray and some fabric ties to hide the mess properly.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Do I really need a gas-spring arm?

It helps if you move your monitors often, like switching between sitting and standing. If you keep your screens in one spot, a static steel arm is cheaper and sturdier.

Will this work on a glass desk?

Glass desks can crack under the pressure of a C-clamp. You will need a reinforcement plate or a mount with a weighted freestanding base instead.

What is the best time to buy?

Late July and August are prime for office supply sales. Retailers drop prices on furniture and accessories to compete for students heading to dorms.

Is cable management worth the extra money?

It protects your ports from the weight of hanging cables. It also prevents your pet or vacuum from snagging a wire and pulling your monitor down.