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How to Pay for a Garage Floor Epoxy Kit

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How to Pay for a Garage Floor Epoxy Kit

Clean up your garage and protect the concrete by splitting the $700 cost into monthly payments over a year and a quarter.

Typical cost $700 before anything else
Across the 0% window $46.67/mo 15 months, no interest

How we got that: $700 spread evenly across the 15-month introductory window on the Discover it® Cash Back. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

We treat the garage like a transition zone, but it is actually the biggest room in the house. Adding an epoxy coating stops the concrete from dusting up your cars and makes the whole space feel finished. You can get the job done over a single weekend if you have your supplies ready.

Timing is everything for this project. You want a dry day around sixty degrees so the coating cures without bubbling. We suggest getting at least two quotes if you hire out the labor, but buying the kit yourself during a slow season can save you some cash.

The 0% intro APR for 15 months on purchases and balance transfers is a deadline, not free money. If you still owe a balance after the fifteen months, the card starts charging its standard interest rate on the remaining amount.

The steps

  1. 01

    Pick your window

    Watch the forecast for a stretch of dry weather around sixty degrees. High humidity or extreme cold will ruin the chemical reaction needed for the floor to harden. We want a clear sky so you can keep the garage door open for ventilation.

  2. 02

    Prep the concrete

    Cleaning is the hardest part. You need to scrub away every oil spot and use a concrete etch to open the pores of the floor. If the surface isn't perfectly clean, the epoxy will peel off when your tires get hot.

  3. 03

    Use the Discover it® Cash Back

    The Discover it® Cash Back (Discover) offers a 0% intro APR for 15 months on purchases and balance transfers. If you put the $700 kit on this card, you can pay $46.67 a month to clear the debt before the interest kicks in.

  4. 04

    Apply the coating

    Mix the two parts of the kit and start rolling. You have a limited time before the mixture hardens in the bucket, so work in small squares. Have a friend toss the decorative flakes while the coating is still wet.

  5. 05

    Give it time

    Stay off the floor for at least twenty-four hours after the final coat. You should wait three full days before you pull the car back inside. If you rush it, the weight of the vehicle can leave permanent imprints in the finish.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Discover it® Cash Back carries the date a person verified it against Discover and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Discover it® Cash Back terms →

Common questions

Is epoxy better than regular floor paint?

Yes, because it is a resin that bonds to the concrete rather than just sitting on top. Regular paint will flake and peel under the heat of your tires within a few months.

Do I need to hire a professional?

You can do this yourself, but get at least two quotes from pros first to see if the labor cost is worth your time. A pro has industrial grinders that can prep the floor faster than a hand scrubber.

How much does the kit cost?

A solid kit for a two-car garage is about $700. This price typically includes the base coat, the flakes, and a clear top layer to protect the finish from yellowing.

What happens if it rains?

Moisture is the enemy of epoxy. If it rains while you are applying it, the finish will likely turn cloudy or fail to stick, so always check the three-day forecast.