Swap laminate or worn granite for quartz, and your kitchen instantly feels cleaner and easier to reset every night. Most crew swaps take just one or two days once the slab is cut. To get the best price, book trades in early winter when home improvement slows down and shops want to clear warehouse space. Make sure you get written estimates from at least three fabricators before committing.
A typical replacement runs about $3400. You can cover that cost upfront or break it down into manageable monthly payments over time without paying extra interest if you pick the right payment plan.
A 0% APR window is a strict deadline, not free money. If you still carry a balance after 15 months, the card's standard variable rate kicks in on the remaining amount, wiping out your hard-won project savings.