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How to Budget for Nursery Blackout Curtains

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How to Budget for Nursery Blackout Curtains

Keep naptime dark and manageable by timing your purchase right and spreading out the cost.

Typical cost $300 before anything else
Across the 0% window $16.67/mo 18 months, no interest

How we got that: $300 spread evenly across the 18-month introductory window on the Citi Simplicity® Credit Card. Checked · at the bank Carry a balance past the window and the standard APR applies to what is left.

Morning light hits the nursery windows way too early, and you need heavy curtains that actually block the sun so sleep happens on schedule. January white sales are the best time to catch these window treatments on discount, saving you a chunk of change on heavy-duty fabrics. Getting this room set up right changes how the whole household rests.

Before you buy, check out at least two different home goods stores or custom makers to compare prices on blackout linings. You might be surprised by how much the exact same drop length costs depending on where you look. Once you find the right set around that typical $300 mark, you can lock in the sale price.

Just remember that 0% for 18 months on purchases and balance transfers from date of account opening is a deadline, not free money. If you still have a balance left when those 18 months are up, back-interest or standard rates will kick in on what you owe.

The steps

  1. 01

    Measure your windows

    Measure twice from the curtain rod down to the floor, and add extra width on the sides so light cannot sneak in around the edges. Good blackout curtains need to overlap the window frame completely to do their job. Write down the exact dimensions before you start shopping.

  2. 02

    Compare prices across stores

    Look at at least two different retailers or fabric shops to find the best deal on heavy-duty thermal linings. January sales often drop prices on home textiles, so take your time and shop around. Do not settle for the first option you see.

  3. 03

    Review the payment terms

    We can use the Citi Simplicity® Credit Card, which gives you 0% for 18 months on purchases and balance transfers from date of account opening. That breaks the $300 cost down into about $16.67 per month.

  4. 04

    Set up auto-pay

    Link your bank account to make sure you never miss a monthly payment. Small, steady payments keep things painless and ensure you chip away at the total balance. Treat it like a bill you have to clear before the timeline runs out.

  5. 05

    Hang them securely

    Install a wrap-around curtain rod that lets the fabric sit flush against the wall. This keeps stray light from bleeding through the sides and keeps the nursery dark for naps. Grab a drill and take your time mounting it safely into the studs.

  6. 06

    Check the card terms before you commit

    Every figure we publish for the Citi Simplicity® Credit Card carries the date a person verified it against Citi and a link to where they checked. Intro windows and APRs change without notice, so confirm the current terms before applying.

    See Citi Simplicity® Credit Card terms →

Common questions

Are expensive blackout curtains actually better?

Usually, yes. Cheaper options often use thin synthetic liners that let light bleed through the weave, while high-end curtains use multiple dense layers to keep the room pitch black.

Can I wash nursery blackout curtains?

It depends on the fabric. Check the label carefully because heavy thermal linings often require dry cleaning to avoid shrinking or ruining the blackout coating.

What length should I buy?

Floor-length curtains block light much better than sill-length ones. Let them puddle slightly on the floor or just brush it to stop light from creeping in underneath.

How do I make sure the side light is blocked?

Use a wrap-around rod that curves back to touch the wall. You can also add small adhesive velcro strips to press the edges of the curtain flat against the drywall.